Free guide · TRS and BERS

The NYC school retirement checklist

What to do, and when, from a year out to the first pension check. One page, printable, written in plain language.

  • The service credit and salary checks to do a year ahead
  • The 10% salary cap that quietly cuts per session and summer pay
  • Loans, MCAF and the 55/25 and 55/27 contributions
  • CAR days, terminal leave and the 90 day filing window
AY & Co. guideNYC school retirement checklist5 stages · 21 steps · updated November 2026

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